Southeastern Mutual Trust would like to simplify your personal banking experience by offering a selection of deposit products.

Choose the Deposit Account Most Suitable for your Lifestyle

Deposit Account Highlights
Simple Checking
Interest Checking
Student Checking (Ages 14-18)
Money Market
Minimum deposit to open account $100 $100 $10 $1,000
Minimum balance to avoid maintenance fee None None None $1,000
Monthly maintenance fee None $5 * None None
Maintenance fee if balance falls below minimum N/A N/A N/A $10/mo.
E-Statement Required ✓ ✓
Interest-bearing account ✓ ✓
Free online banking with bill pay ✓ ✓ ✓ ✓
Free Mobile Banking ✓ ✓ ✓ ✓
Free Visa Debit card (for qualified applicants) ✓ ✓ ✓
Free wallet style Specialty Gray checks (limits apply) ✓ ***
Withdrawal limit per statement cycle None None None 6
Excessive withdrawal fee N/A N/A N/A $10 ea.

* Fee can be lowered to $2.50 if an election is made to receive an E-Statement; fee is waived for those over age 50 or with proof of military service.
**Paper statement can be requested at a cost of $5 per month.
*** Specific check style furnished at no cost to those over age 50 or with proof of military service..