For businesses large and small, Southeastern Mutual Trust provides checking options to meet your every need.

  • $100.00 minimum deposit to open
  • 500 items at no charge each statement cycle. Additional items only $.15 each. These 500 items include:
    • DEBITS– Checks written by the customer, ATM transactions, Debit Card transactions, and miscellaneous debits
    • CREDITS– Deposit slips and direct deposits
    • TRANSIT ITEMS– Any deposited check not drawn on Southeastern Mutual Trust
    • ON-US ITEMS– Any deposited check drawn on Southeastern Mutual Trust

Please note: Each item is counted separately

  • $10.00 monthly maintenance fee if the daily balance falls below $100.00 any day of the statement cycle
  • Cash Management Services are available through our online banking (Fees may apply)
  • Free online banking
  • Online bill pay ($.75 per item)
  • Free Visa Debit card (for qualified applicants)
  • Free e-statements**

**Paper statements are available at a cost of $5.00 per month.

This product is only available to Sole Proprietors, Non-Profit Organizations, Associations, and IOLTAs.

  • $100.00 minimum deposit to open account
  • $5.00 monthly maintenance fee if the daily balance falls below $100 any day of the statement cycle
  • Earns interest on all balances at competitive rates*
  • Cash Management Services available through online banking (Fees may apply)
  • Free online banking
  • Online bill pay ($.75 per item)
  • Free Visa Debit card (for qualified applicants)
  • Free e-statements**

*Rates may change after account is opened.

**Paper statements are available at a cost of $5.00 per month.

  • $1,000.00 minimum deposit to open account
  • Earns daily interest, compounded monthly on daily balances of $1,000 and above*
  • $10.00 monthly maintenance fee if the daily balance falls below $1,000 any day of the statement cycle
  • $10.00 excessive withdrawal fee for each withdrawal over six (6) per statement cycle
  • During any statement cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.
  • Free online banking
  • Free e-statements**

*Rates may change after account is opened.

**Paper statements are available at a cost of $5.00 per month.